[00:00:00] Mick Hunt: I think that there’s so much pressure to be debt free. That’s really not financial freedom because some debt is good debt. 

[00:00:08] Herman Dolce: Cause credit was first created for businesses and companies like Christopher Columbus. When he came here and there was already people here, he borrowed money from the queen cause this was his business to travel the world.

[00:00:19] He found some stuff and he brought it back and he flipped it. That’s what credit was used for first. Um, and then the banks got hit. It’s like, yo, we can use this as consumers and charge them 20, 30%. Like unless you own your own, you’ll never be free. Everybody should not have a business. I’m going to say this out loud, Nick.

[00:00:34] Everybody does not need to own a business, but everyone should be an investor. Everyone, your job is your first business partner, right? So after you pay all the bills and whatever’s left over that 500, a thousand dollars you got left over, that should be your initial capital to invest into yourself or your business.

[00:00:55] Mick Hunt: You don’t have to take the stairs to success. If you’ve got a mentor that has wisdom that can get you on the elevator.

[00:01:07] Podcast Intro: Welcome to Mick Unplugged where we ignite potential and fuel purpose. Get ready for raw insights, bold moves, and game changing conversations. Buckle up. Here’s Mick. 

[00:01:18] Mick Hunt: Ladies and gentlemen, welcome to another exciting episode of Mick Unplugged. And today we’ve got an amazing show for you. We’re talking to an exceptional guest who’s a visionary entrepreneur and financial expert.

[00:01:29] who has dedicated his career to helping individuals and businesses achieve financial literacy and success. With a deep understanding of wealth management and financial strategies, he has guided countless clients towards achieving their financial goals. Please join me in welcoming the inspiring, the influential, and Philly’s own, I call him the doctor, Dr.

[00:01:51] Herman Dulce. Herman, how are you doing today? I 

[00:01:53] Herman Dolce: appreciate you so much. Thank you for having me and trusting me with your, with your platform and your audience. It means a lot to me. 

[00:02:01] Mick Hunt: Man, I love it. And I know that you pull no punches and that’s why I love you. And that’s why I follow you, man. So, you know, this world, especially this day and age, financial literacy is something that every individual needs.

[00:02:15] And most people don’t teach it in their homes. And by the time they start, these are my words, not the words of Dr. Herman. They are, it’s too late. They can be helped, but it’s almost like if you would have done these things earlier, right. 

[00:02:29] Herman Dolce: It would have been so different. 

[00:02:31] Mick Hunt: Yeah. So I love to just give you the floor, man.

[00:02:33] Like when did this become a passion of yours and, and where are you doing in this space now? 

[00:02:39] Herman Dolce: So, um, just a little brief history again, Herman Dalsey born in Brooklyn, New York. First generation Haitian. Um, my family moved me, uh, me and my siblings, my brother and sister to Philadelphia when I was 11 years old.

[00:02:53] So I can’t rep New York anymore. I’m 43. I’ve been here 30 years. Um, and to fast forward to this financial literacy space that I’m in, um, the name of my company is Bella Sloan Enterprises, um, where we started with credit restoration, and then we tripped into business funding and how that all started was I got married and shout out to my wife, Janelle.

[00:03:16] I’ve been married 11 years last week. And so we’re over the decade hump. So I think I’m gonna stick around. All right. So, um, we went, she got pregnant and we went on a baby moon to Italy now, a baby moon is when for the, for your listeners who’s never heard that before. That’s when you go on a trip. The final trip with your significant other before the baby comes because your life is never going to be the same again.

[00:03:39] Um, so we went to, we went to Italy and she planned an amazing trip, like, I’m talking about Venice and Rome and Amalfi coast. Like, we just did a tour of Italy and got back. And that’s a two, that’s a two weeks and shoestring budget. I was a social worker at the time, so I was making 39, five. Um, um, at that job, so barely under 40, but that was 11 years.

[00:04:03] That was like eight years ago. So we pulled it off anyway. I got back home and I was not able to spend time with Bella when the baby was born with it with Bella, right? Me and my wife and that bothered me because I use all my vacation time to go to Italy. So, my brother said something, he’s like, he heard it from somewhere.

[00:04:22] He told he said, he repeated it to me. He’s like, unless you own your own, you’ll never be free. So, and I was like, well, what am I going to do? I’m gonna start real estate like everybody else is doing. And he’s like that credit thing you do. He was like, you should make that a business and stop doing it for free and charge people because I know a little bit about credit.

[00:04:40] Um, before it got saturated and millions of letters are being set to all the credit bureaus and Internet made it cool. He and I only knew that because my father has the same name as me. So his stuff was on my credit. So I should just call him or write letters. It was a lot easier back then. He was like that credit thing, um, start charging people for it.

[00:04:58] And I was like, no, like people really need that. And he’s like, listen, they’re gonna pay somebody. They might as well pay you the genesis of Bella’s own enterprises. It first started as a credit restoration company. And then, you know, that, you know, the drill, Nick, you go on YouTube to try to do better at your craft.

[00:05:14] And then you go down the rabbit hole and I ran into funding and that was it. I was like, wait a minute. You telling me if I got good credit and I got an LLC, I can get 50, 000 just with my signature and that’s what, that’s what blew me up because then I brought that back to my people and there’s like, no way.

[00:05:31] And I’m like, I’m telling you, it’s crazy. You can get 100 grand. Like, I’m telling you. Um, and anyway, it was, it was bonkers from that. And then from that, you We started Bella Sloan Academy where we are teaching people financial literacy, how to get funding, how to set up their business properly, et cetera, et cetera.

[00:05:46] And it got me on one of the most amazing podcasts in the world. So I’m doing pretty good. 

[00:05:53] Mick Hunt: I don’t know what that podcast was, but I’m going to check it out. How about that? 

[00:05:56] Herman Dolce: Listen, Mick unplugged. They need to tap in my fellow bald headed brother. 

[00:06:01] Mick Hunt: Yes, sir. Yes, sir. Man. So I’m a huge fan of yours, huge follower of yours.

[00:06:05] And you talk a lot about financial freedom and. One of the things that I want to bust this myth and I want people to understand and I’d love for you to go deeper on it for me. Debt free is not the same thing as financial freedom. I think that there’s so much pressure to be debt free that that’s really not financial freedom because some debt is good debt.

[00:06:28] Right. And so when you go to a rush to be debt free, but you have no more cash left, right? You didn’t help yourself. 

[00:06:35] Herman Dolce: Exactly. All right. So how much time you got, Nick? I mean, let’s go. The floor is yours. We can go down a rabbit hole. So let’s bust a couple of the myths. So not all debt is bad debt. For example, because people always tell me this when I show people how to get credit limit increases and things like that, and people in the comments, are you showing people how to get it?

[00:06:53] And it’s that I’m like, no, I’m showing people how to get capital so that they can invest in themselves and in their businesses because credit was 1st created for businesses and companies like Christopher Columbus when he came here and there’s already people here. He borrowed money from, um, the queen because this was his business to travel the world.

[00:07:12] He found some stuff and he brought it back and he flipped it. That’s what credit was used for first. And then the banks got hit. They’re like, yo, we can use this because consumers and charge them 20, 30%. So that’s the bad that when you’re using credit. To buy things that don’t make you money, right? So, such as a car and such a, like, the flat screen TV.

[00:07:30] Everyone’s going to buy for the 100th time on Black Friday is me taking debt to purchase. Literally, I just came from looking at an abandoned property. Not too far from me. 500, 000 is what they’re asking for. But the cost of in the neighborhood is 1. 2. So now I’m going to call my, my, my contractors and be like, hey, for a full gut, what is this going to cause?

[00:07:54] They probably going to tell me quarter of a 1, 300, 000. So I’m in the deal. You know what I’m saying? For under the ARV, I’ll flip it and make 200 grand. So I’m using money to make money. Um, so even people who be in the comments, I had to reply back to somebody. I was like, listen, this app that you’re on telling me that it’s, it’s not a good idea to show people how to get capital.

[00:08:13] Cause they’re going to go into debt. It’s because you haven’t been taught the good about debt, because the Instagram where you’re commenting on the gentleman that owned it, he had to raise capital. Right to hire people to start the app, the developers, et cetera, and then bought it for a billion dollars.

[00:08:31] So, no, there’s good. There’s bad that when people buy real estate. Nobody has the cash to buy real estate. They have to borrow the money. Right. Flip it, make it more valuable. And then, um, you’re able to debt services if you’re going to keep it with renters. So there’s good debt and bad debt. So we like to teach that the way to wealth is understanding how money works in general, including debt so that you can put yourself in a better position.

[00:08:56] Mick Hunt: All day. All day. This is why, this is why I listened to Herman all day because it’s these type of tips that you get that are life changing no matter what situation you’re in, individual or business. Is these type of tips that you need to know to set yourself up for success? Yeah. Herman, what’s the, what’s another tip or myth buster that we could talk about?

[00:09:17] Herman Dolce: Another tip or myth, but myth buster that we can talk about. Okay. Well, I’ll say this. When people see me post on my Instagram, or, you know, Tick tock or YouTube. It’s like, oh, I guess somebody 100, 000, 150, 000 quarter of a million. That’s cap. That’s not real. It’s not possible to raise that type of capital for a new business.

[00:09:36] I’m like, actually, it is because when you are, when we do raising money for people, we do it in a special strategy and I want to go do it real quick. So banks, when you’re 1st, starting out, I want to give a shout out to storm. He’s my, he’s 1 of my mentors. Your job is your 1st business partner. Right. So after you pay all the bills and whatever is left over that 500, 1, 000 you got left over, that should be your initial capital to invest into yourself or your business.

[00:10:06] Right? Proof of concept using your money. 1st, you want to start a T shirt company will buy 100 worth of T shirt. The other 200, you print it and then slap a website together and, and promote your business. Start your brand. See what happens. Let’s see if you’re able to flip that thousand dollars you got left over, risk your money first into your business.

[00:10:25] Now if it works, whatever it is, if it works, that’s when you go to your second business partners where I come in. Your business funding, your business credit, your business lines of credit. Now you’re getting 10, 25, 30, 000. And you can take that money because you have proof of concept. And you’re basically putting gasoline on what you know has already worked using your money.

[00:10:45] So here’s where the myth buster comes in. When I tell people, I get them 50, a hundred thousand dollars. It’s like, how is that possible? Because I use a strategy called credit stacking. So I know that American express pulls from. Experience. I know that maybe federal pools from TransUnion. I know that key bank pulls from Equifax.

[00:11:04] That means I’m going to 3 different banks who cannot see that. I just got inquiry on my credit report. So if I went to American Express got inquiry. When I go to Navy federal, they don’t know. I just got 10, 000 real quick. They don’t know. I just got 25, 000 cause they can’t see it. Boom. I got another 25, 10, 15, whatever it is.

[00:11:21] And then I go to key bank. They can’t see that. I just got money from two banks. So when I step that way, which I call horizontally, right? When I fund myself that way, my clients were getting 75, a hundred thousand dollars, 0 percent interest money. Able to get that capital, make sure you have a business plan and user responsible fund responsibly, they’re going to put themselves in a better position than funding themselves vertically, where if they would have went to American Express that pulls from experience and chase that pulls from experience chase would have saw that inquiry from American Express and gave him less money.

[00:11:53] So cleaning up your credit report and clean up those inquiries, inquiries can really help you build up capital. And that’s a brand new business just because you got good credit on the personal side, 

[00:12:05] Mick Hunt: we can do this all day, all day. So for the list of reviewer, because you know how people are, Herman. 

[00:12:12] Herman Dolce: Yeah, yeah, yeah.

[00:12:13] Mick Hunt: That sounds great. It sounds good proof of concept. naming names. Why don’t you tell us about a recent success story that you’ve had? 

[00:12:22] Herman Dolce: Oh my God, without naming the name, Jesus. First of all, Bella Sloan Academy. We have a private Facebook group. Um, so anybody wants to join the Academy, they can and all my mentees, all they do is just drop the receipts.

[00:12:33] We recently, um, um, We got a relationship manager and chase right where he’s at Herman. You send me good qualified people. We’ll get them between 50 percent interest on 1 credit card. And I got a client that 67, 000 chase business credit card. One inquiry for their business. That’s only six months old, and we was able to get them that capital because he has really, really good credit.

[00:12:58] And what else is really important about that success story? That’s super important is that I’m teaching other people how to start funding companies because once you find yourself, that means you can find other other people. So now they’re starting companies. I’m like, listen, that’s my plug. You call it.

[00:13:12] You tell people you find people and you can go and help people. And now they have another revenue stream that they didn’t know was possible. Bro. Um, It’s exciting. It’s exciting. 

[00:13:23] Mick Hunt: Goods that everyone needs to have. I’m messaging one of my homeboys. I’m like, I’m about to introduce you to somebody that’s going to 

[00:13:31] Herman Dolce: help out.

[00:13:32] Yeah, I’d love to be a service. Absolutely. 

[00:13:34] Mick Hunt: So, what are some of the, the common financial challenges that you see individuals and businesses facing today? And then part 2 of that is. How do you specifically help them overcome those? 

[00:13:45] Herman Dolce: Not having a plan, bro. Um, I mean, I can talk about this all day, every day. I can get you 25, 10, 000 up to a hundred thousand, whatever the case may be.

[00:13:55] But I always tell people you have to fund responsibly. I remember when I first started this business, I didn’t fund responsibly. People came to me, they wanted the money and I was able to get it to them with no questions asked. But that’s where Bella’s on an Academy came in, where it was really important for me to teach financial literacy, because you just can’t go get this money.

[00:14:13] What is your plan? Do you have a business plan? Have you done this before? Do you have a mentor right in the space that you’re getting in? Or is it the 20 minute, um, 22 minute clips that you’re watching on HDTV and you think you could flip real estate, right? So I’ll tell people you get that first 50, 000, um, 10, 000 should go to a mentor pay for other people’s mistakes.

[00:14:35] They’ve done it already. So when I got my first real estate deal, I had my mentor come in, bro. It was a hundred thousand dollar triplex. In north philadelphia right next to temple university. It was a gold mine. A. R. V. After repair value, 300, 000. Right? So I knew I was going to do great. It’s going to be a triplex 2 bedrooms.

[00:14:56] Each unit. I was going to rent it out to the students run my mentor in there and it’s just the frame and it’s the sprinkler system. There’s nothing in there. He walked in bro. 5 minutes. He’s like, yeah, it’s a bad deal. I’m like, what are you talking about? It’s a bad deal. I was like, you see the numbers?

[00:15:10] He’s like, the framing has been done incorrectly. So you have to rip out all the framing. And when you rip out all the framing, you have to rip out the sprinkler system. So you have to start over. So you’re in, yeah, you’re going to pay a hundred, but that’s another one 70. That’s another 75. You have to put back in it.

[00:15:26] So technically to purchase, this is going to be 175. So it’s going to eat into your margins. And then you have to do the rest of the work. And I was like, oh, my God. And that was just that was just 5 minutes. And I remember I paid him 1st time. I gave him 1000 just to show up because he’s done these mistakes before.

[00:15:42] He sees things that I didn’t see. And I learned 1000 lesson instead of learning 175, 000 lesson. Right? So never be afraid to, you know, To pay for people who really do this. I know there’s a lot of scammers out there. You really need to do your research and how I’m helping solving that problem as the part two is where Bellison Academy comes in because I don’t know everything, right?

[00:16:03] I’m not a real estate guru. I don’t claim to be one. Yes, we do credit repair. But that was years ago. That was almost eight years ago. And I shifted more to the funding part. So I have amazing credit coaches, shout out to regime, um, who come on and who teach people how to get the credit together. I teach them how to fund.

[00:16:19] And now that they have this capital, people are, Oh, Herm, I got 50, 000. What do I do with it? I was like, well, I got a real estate guy. I got a Toro guy. I got an AI guy. I got a crypto guy. I got an insurance guy. I got this and I bring them onto the platform to speak to them. Because I want you guys to invest responsibly.

[00:16:36] Everybody should not have a business. I’m going to say this out loud, Nick. Everybody does not need to own a business, but everyone should be an investor. Everyone. You got to invest in something. 

[00:16:48] Mick Hunt: That, that is wisdom in and of itself, man. And I totally agree with you on mentorship. You know, one of my mentors is Les Brown and I talked to Les five times a week.

[00:16:59] Wow. And we started this relationship because he said, you know, Nick, All of us got taught wrong. We got taught that experience is the best teacher. It’s not experience. You can experience losing, right? And what you’ve been taught is how to lose, how to continue to lose. Wisdom is the best teacher. And so to find mentors that have wisdom that can shortcut.

[00:17:23] Right. Like you don’t have to take the stairs to success if you’ve got a mentor that has wisdom that can get you on the elevator. Right. And so I totally relate with what you’re saying. And people have to do that invest in coaches because coaches have coaches terms of coach. We have coaches. And I said, plural coaches.

[00:17:46] Okay. Exactly. And so I want people in particular, our people to understand that you got to have coaches. You need to have mentors because wisdom is what you should be seeking. 

[00:18:01] Herman Dolce: Isn’t it fascinating that people will pay almost double for a ticket to great adventure or Disney world? So it’s probably like 200 bucks.

[00:18:08] But they’ll pay the 500 so they can use the fast pass so they can cut in front of the line, but they don’t understand the same concept in your life and your coaching and your investments and mental health and therapy. Those things are the fast pass. Those are the hacks to life people who have been there.

[00:18:23] Those are people you need to consult with. When I was getting married, I was getting advice from men. I was getting advice from 2 type of endemic. I was getting advice from men who are married 10 plus years. Right. Because clearly they know something. I don’t know. And I was actually talking to men who were divorced because they knew what not to do because they’ve done it and they failed at it.

[00:18:43] Or I talked to people who done it and were successful at it. I needed to see both perspectives and those people gave me great advice. And now I’m 11 years in marriage because I got advice from people who, who actually did it and failed. Um, and people who did it and were successful right now. We’re just listening to, um, yeah.

[00:19:00] Friends and family, people who’ve never done the work where never, never became millionaires who are not financially free and are telling you, oh, that’s stupid. You shouldn’t do that. Well, how do you know? It’s stupid. You didn’t do it. So that’s why you need to audit your circle. And that’s 1 of my taglines that I say, 1 of the 1st audit my circles, unfortunately, but fortunately, it was my parents.

[00:19:21] My parents are 1st generation. So they had the concept of go to college, get an education, you’ll be fine. So I remember talking to my friends and I was telling them my parents prepared me for a world that no longer exists because it’s not guaranteed anymore for me to get a college education and I’ll be fine.

[00:19:38] And I wanted to become a millionaire. I wanted to become financially free. And the only way for me to do that was to fire my parents in that area in my life. And hire new people, new coaches and put people in my circle that can show me how to become millionaires, show me how to buy assets, show me the difference between assets and liabilities.

[00:19:56] But my parents were still in my inner circle. They gave me great advice. They’ve been married almost 40 years now. So they’re giving me great advice. They have a great relationship with God. They’re giving me a good blueprint and just a side note not to damper the mood. My father. Is on is in his last days right now.

[00:20:14] He’s in hospice in my home and he stopped eating on Monday. Stop drinking. So everyone’s coming to say goodbye to my father. And why I’m bringing this to you is that my mother, 70 years old, she put a cot next to the, to the hospital bed and every night this week, she’s laid with her husband right at the bottom of the bed.

[00:20:32] Right? So this is the example that I’m seeing of marriage. Right. This is what I’m seeing. And my wife is a nurse and my wife wakes up at 2, 3 in the morning to go downstairs and check on my dad and change his diapers. So these are the examples that I’m seeing right of what a good marriage look like while everybody’s on social media talking toxic stuff of 50 50 and it’s just weird.

[00:20:58] But my mother married a janitor, right? My, my wife married me when I wasn’t when I was unemployed back, but I see, I think she saw something special that’s in me, but I say all that to say that we need to have amazing examples of what we truly want to be. It is the shortcut and hack to be successful in his life.

[00:21:18] Mick Hunt: Totally agree, man. And condolences and love to you on that note too. So, you know, again, one of the reasons I’m a big fan is, you know, I’m not even going to call it financial literacy. I’m going to call it financial education because I feel like that’s what I’m getting when I listen to you. Talk to the listeners and viewers about the true importance of financial education.

[00:21:40] Ooh, 

[00:21:41] Herman Dolce: financial education, unfortunately is not spoken enough as much as it is in the Um, knowing the, the capitals of all 50 States or knowing your multiplication tables or a periodic table for some reason that is kept out and wall street trapper. Um, this gentleman, I follow online. He says something interesting.

[00:22:02] He said, there’s the financial prey and financial predators, the financial predators. It is there in their interest to keep us uninformed because when you have bad credit. Right. Um, you have to pay more money for a car. No, your house. No, your car insurance is more expensive. Right? So why would the financial predator who owns these institutions tell you or teach you about that?

[00:22:28] Why would they do that? Is there interest for you to be ignorant? So you’ll pay more money. Right? So that’s why it’s been my mission statement to to be an educator to people of color. Um, credit to be, um, to tell him how insurance policies is not just for when you’re dead. It’s for when you’re alive because it’s called life insurance, how to borrow from it, how to use it as a savings account, um, how to, um, you know, um, Donald Trump’s running for president right now.

[00:22:56] He learned how to use the system because the laws. State that you don’t have to pay X amount in taxes. Right? Um, and I remember when he was debating with Hillary, he doesn’t pay anything in taxes. And then he told Hillary, well, you’re the one that wrote the laws, but because we don’t understand the laws, no, you can do what Donald does to and mitigate and mitigate your taxes.

[00:23:17] And your taxes are your biggest bill that you have. It’s the highest building gap. It takes almost 33 to 40 percent of your income. Right. Well, we pay for it because we’re so used to it. And we’re ignorant to it. So I use this strategy. Um, definitely talk to your tax professional. So I use this strategy where some people come to me and they’re like, Hey, I’m in credit card debt.

[00:23:36] I don’t know how to get out of there. I got to get a second job. And I was like, what if I can show you how to pay down your credit card debt without getting a second job? Of course, everybody like lights up. It’s like, well, how’s that possible? I was like, well, your taxes talk to your tax professional. You were taught by your parents.

[00:23:52] To take the highest deduction. I think you put on your I 9 or your W 2s so that in January, you’ll get a big lump sum check, 3, 000, 4, 000, 5, 000. If you have kids, it’s more. Right? And then you’re flossing on Instagram for 90 days because everybody’s rich until April. It burns my soul, but and when I see that, I know you’re financially illiterate because you just gave the government 4, 000, 5, 000, 6, 000, 6, 000.

[00:24:20] Loan at 0 percent interest because they’re just giving you back your money. So I tell them, this is what you’re going to do. You’re going to talk to your tax professional and you’re going to do this. In January or in April, I’m not going to owe the government money and they’re not going to owe me money.

[00:24:34] It’s going to be equal. So now that two, three, four, 500 extra, you’re getting a month in your check. Cause you made the proper adjustments, right? You’re going to take that five, 600, and you’re going to start to put that, put that on your credit cards. So now I’m just paying the minimum a hundred dollars.

[00:24:49] You’re paying the extra 500. Now you pay 700 a month. You’re killing the debt because you’re, you’re, you’re at 20, 30 percent interest in this eating your life and you’ll never get out the rat, the rat race. But instead, because you’re not financially literate, you’re going to drive Uber for an extra 20 for an extra 20 hours, breaking down your car, putting down that mileage, giving up dollars for hours for that same 500.

[00:25:13] You know what I’m saying? So I’m like, and now when that credit card debt is paid off, now you got an extra 600, 700. You can put that 600, 700 act like you don’t have it, put it on the next debt. And then you really start to slow snowball this situation. And depending on where you are, 600, 12, 18 months, your debt free, bad debt free, right?

[00:25:33] Now you have maybe 1, 000, 2, 000, 3, 000 extra that you can invest in a new business or even yourself. 

[00:25:41] Mick Hunt: Ladies and gentlemen, I mean, we should be charging for this. 

[00:25:46] Herman Dolce: This is my passion, bro. When I was taught this stuff, I was like, I got to tell all my people this. Y’all won’t believe this. 

[00:25:52] Mick Hunt: I’m telling you, I’m telling you.

[00:25:54] So, what are some of the some projects or initiatives? What do you have going on right now? 

[00:25:59] Herman Dolce: So, a couple of things that we’re doing. So, Bellastone Academy, it’s, um, it’s the Academy where we meet every single Wednesday night, 7 to 9. Um, it’s a subscription program. It’s only 50 a month. We have thousands of people in our community.

[00:26:13] And what I love about it is that when you have that type of community, everyone helps everybody. So I don’t have to always be in the trenches, but we’re there every single Wednesday night and what else that we’re doing is we’re starting a new primary line business where we’re going to be putting primary lines on your credit report in conjunction with their subscription with Bella Sloan.

[00:26:30] So imagine. Where you’re meeting with me every Wednesday night, and I’m putting a 5, 000 dollar primary line on your credit report. Not an authorized user. It looks like it belongs to you. So that’s the 1 initiative that we’re doing. And then we have our blueprint foundation where that’s our nonprofit where I find it when I, when I started realizing, bro, is that.

[00:26:51] It’s a lot of adults that don’t have this information and it’s, it’s almost too late. Like you said, at the beginning, so I was talking some demands. My CEO was like, let’s figure something out. So we started the nonprofit where we are teaching high schoolers. I just, I just went to high school yesterday, right?

[00:27:05] I spoke to high school yesterday and we’re teaching juniors and seniors and colleges. Um, about financial literacy, and we got 2 children’s books that’s coming out this fall. Um, the ABCs of credit written by me and my daughter, Olivia and Bella bills business credit. So, it’s 2 children books that are coming out because we want to get financial literacy in the, in the brains of children as early as possible, because we sleep for English and that’s literacy.

[00:27:31] Right? So if we can learn English, then my daughter can learn what an LLC is, what taxes are, what savings are. She can learn that at 6, 7 years old. Like, right now, their brains are are malleable enough to learn even a brand new language. My girl can learn Chinese right now easier than she can if she was 16 years old or 18.

[00:27:49] so now’s the time to start putting in those good habits. So those are things that are coming on coming out in the 3rd and 4th quarter of 2024 and we’re super excited about it. 

[00:27:58] Mick Hunt: That’s amazing. And I’m going to make sure that I have the links for all of that in the show notes. And also you’re going to see me posting a lot about this and supporting Herman and what he does on social.

[00:28:08] So Herman, man, like amazing that you are here. I’m going to put this out there. We’ll talk about it offline, but, but maybe we need a monthly segment with my doctor. Hey, 

[00:28:22] Herman Dolce: I’m here forever. I love to serve. Absolutely. 

[00:28:25] Mick Hunt: Let’s do it. So your social handles where do you want people to connect with you? 

[00:28:29] Herman Dolce: Yes. If you want to connect with me, I’m on Instagram.

[00:28:32] I’m on tick tock. I’m on Twitter as Haitian. H. A. I. T. I. A. N. underscore CEO. So Haitian CEO. And I every day at 6 am, I drop new knowledge. As long as they’ll let me do it for 60 to 90 2nd clips, but for long form where I go live and I teach much longer and all this is for free education. You can check me out on YouTube at Bella Bella Sloan Enterprises on YouTube where we go on for hours and we just chat and we give a lot of good game and definitely check us out at Bella Sloan Academy.

[00:29:05] Dot com, where we have our subscription of monthly subscribers, where we, um, we meet every single Wednesday night. And this is the stuff we can’t put on the Internet. That’s on YouTube. We dive in deep. And we have group discussions and everyone shares its successes and failures. And we even have a therapy call.

[00:29:22] Um, that’s the 5th call we have in those on Academy. It’s called our, um, our accountability call because, you know, what happened? You get that video that workout video and you never press play. But no, we have an accountability call where we have a coach that comes on. But Hey, Meg, the inquiry thing didn’t work.

[00:29:37] What did you do? Tell me what steps you did. Did you watch the third video Herman posted last week? Did you set an appointment with your one on one with your coach? Did you do this? We want to make sure you’re doing these things, right? Instead of me just taking your 50, I want to make sure that we’re investing back into you to make sure you get the work done because we have too many receipts for us to believe that it is not possible.

[00:29:57] It is possible because we have the receipts to show that it can be done. 

[00:30:01] Mick Hunt: Amazing brother. I know you have a busy schedule. I know you have a lot going on at home too. So I just want to personally thank you for taking some time to spend with us today when you didn’t have to it means more to me than you’ll ever know.

[00:30:15] And huge fan, huge follower want to do this again. I just want to say thank you brother. 

[00:30:22] Herman Dolce: I appreciate it. And again, thank you for trusting me for talking on your platform. I know you take your platform very seriously and I, I thank you for letting me talk to your people. 

[00:30:32] Mick Hunt: You got it. You got it. I appreciate you brother.

[00:30:35] And to all the listeners and viewers, remember you’re because. Is your superpower go unleash it.

[00:30:45] Podcast Outro: Thank you for tuning in to make unplug. Keep pushing your limits, embracing your purpose and chasing greatness. Until next time stay unstoppable.